American Verified Home Inspections has been in business since 2004 and has completed over 7,000 inspections since then. Each inspection is important to us, and we strive to be 100% accurate every time. We use Spectora reporting software which is the best in the industry. Spectora allows us to create a clear and well documented report every time. Each comment is substantiated with relevant photos and/or video of the issue found and what to do next.

The inspection business has evolved and so have we. Our inspectors carry and use thermal cameras, moisture meters, combustible gas detectors, carbon monoxide detectors, and drone cameras which are included with each inspection

Working Hard. Doing Good.

Your new home is probably the biggest investment you will make. By using the home inspectors Cincinnati trusts, you will be able to get an objective view of the property, so you’ll be able to make an informed purchasing decision. The home inspection Cincinnati, Ohio depends on can alert you to potential major repairs or termite infestations that may prove to be expensive if left unattended. To schedule an inspection of your potential new home or property you are preparing to sell, contact the home inspectors at Gerard Home Inspections today!

With over 35 years of experience in the mortgage and finance industry, I bring a wealth of knowledge and a deep commitment to helping clients navigate the home loan process with confidence. I’ve worn many hats in this field—from processing and closing to becoming a loan officer in 1997—and I genuinely love what I do.

My journey into the mortgage world began right after college with a temporary job at a mortgage company. What started as a way to pay the bills quickly turned into a rewarding career that’s spanned decades. Aside from a brief stint in a flower shop during high school and college, this industry is all I’ve ever known—and I wouldn’t have it any other way.

I specialize in working with first-time homebuyers and offer expertise in VA, FHA, jumbo loans, and OHFA programs. My approach is highly communicative and relationship-driven. I believe in meeting face-to-face whenever possible and working closely with realtors to ensure clients are informed and empowered every step of the way.

Originally from Darien, Connecticut, I moved to Cincinnati in 1994 and now live in Maineville, Ohio, with my two four-legged companions, Morgan and Mia. Outside of work, I’m an avid golfer and passionate traveler, especially to golf destinations—Maui and Key West are a couple of favorites. I also have a deep love for all things sports.

Whether you’re buying your first home or exploring new opportunities, I’m here to make the process as smooth—and enjoyable—as possible.

As an equity partner in Zipfel Capital, Tim provides an unparalleled level of customer service & execution for his clients. Ten years as a debt placement strategist, Tim works directly with his client’s wealth managers, real estate brokers, CPA’s & attorneys to ensure the mortgage aligns with both their short and long term financial goals.

Leader amongst his industry peers, Tim was recognized in Mortgage Professional Magazines America’s HOT 100 list for 2018; movers and shakers redefining America’s mortgage industry. In 2019 & 2020, Scotsman Guide Magazine ranked Tim the #1 residential volume broker in Ohio. Tim has published advice within Cincinnati Business Courier’s “Ask the Expert” column.

Being a life-long Cincinnati resident, Tim holds a bachelor’s degree from Xavier University and is a graduate of The Summit Country Day School.

Outside of Zipfel Capital, Tim is a real estate investor and active within the Cincinnati Youth Collaborative. He lives in the Cincinnati with his wife Emily and three kids.